Call reports 2016
PEOPLES EXCHANGE BANK — 2016
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 61,813,000 | 62,665,000 |
| Total loans | 39,905,000 | 42,523,000 |
| Allowance for loan losses | 599,000 | 601,000 |
| Securities available for sale | 6,353,000 | 5,415,000 |
| Securities held to maturity | 6,069,000 | 5,927,000 |
| Trading assets | 0 | 0 |
| Total deposits | 43,873,000 | 41,409,000 |
| Interest-bearing deposits | 30,410,000 | 28,889,000 |
| Noninterest-bearing deposits | 13,463,000 | 12,520,000 |
| Equity capital | 8,613,000 | 8,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 625,000 | 1,284,000 |
| Interest expense | 88,000 | 175,000 |
| Net interest income | 537,000 | 1,109,000 |
| Noninterest income | 113,000 | 279,000 |
| Noninterest expense | 551,000 | 1,042,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 99,000 | 349,000 |
| Income tax | 3,000 | 71,000 |
| Net income | 96,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 6,467,000 | 6,631,000 |
| Total capital | 7,066,000 | 7,232,000 |
| Risk-weighted assets | 51,835,000 | 52,975,000 |