Call reports 2012
PEOPLES EXCHANGE BANK — 2012
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,596,000 | 63,127,000 | 62,606,000 | 66,664,000 |
| Total loans | 38,618,000 | 40,743,000 | 41,561,000 | 45,419,000 |
| Allowance for loan losses | 793,000 | 793,000 | 794,000 | 782,000 |
| Securities available for sale | 8,449,000 | 6,690,000 | 5,932,000 | 5,439,000 |
| Securities held to maturity | 7,715,000 | 8,007,000 | 7,808,000 | 7,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,158,000 | 39,650,000 | 37,851,000 | 41,239,000 |
| Interest-bearing deposits | 29,990,000 | 29,182,000 | 28,092,000 | 30,010,000 |
| Noninterest-bearing deposits | 11,168,000 | 10,468,000 | 9,759,000 | 11,229,000 |
| Equity capital | 8,955,000 | 9,014,000 | 9,194,000 | 8,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,415,000 | 2,140,000 | 2,839,000 |
| Interest expense | 134,000 | 258,000 | 377,000 | 493,000 |
| Net interest income | 582,000 | 1,157,000 | 1,763,000 | 2,346,000 |
| Noninterest income | 166,000 | 327,000 | 581,000 | 873,000 |
| Noninterest expense | 559,000 | 1,178,000 | 1,785,000 | 2,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 306,000 | 559,000 | 877,000 |
| Income tax | 49,000 | 72,000 | 140,000 | 237,000 |
| Net income | 140,000 | 234,000 | 419,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,671,000 | 6,738,000 | 6,913,000 | 6,114,000 |
| Total capital | 7,439,000 | 7,531,000 | 7,707,000 | 6,800,000 |
| Risk-weighted assets | 61,469,000 | 64,403,000 | 64,383,000 | 54,815,000 |