Call reports 2011
PEOPLES EXCHANGE BANK — 2011
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,478,000 | 66,203,000 | 62,221,000 | 65,787,000 |
| Total loans | 42,148,000 | 43,732,000 | 44,652,000 | 43,817,000 |
| Allowance for loan losses | 803,000 | 803,000 | 795,000 | 793,000 |
| Securities available for sale | 11,606,000 | 9,151,000 | 3,139,000 | 5,122,000 |
| Securities held to maturity | 5,987,000 | 5,986,000 | 5,980,000 | 7,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,046,000 | 39,837,000 | 37,255,000 | 39,144,000 |
| Interest-bearing deposits | 31,556,000 | 30,778,000 | 28,003,000 | 29,961,000 |
| Noninterest-bearing deposits | 10,490,000 | 9,059,000 | 9,251,000 | 9,184,000 |
| Equity capital | 9,847,000 | 10,012,000 | 10,154,000 | 8,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,554,000 | 2,345,000 | 3,219,000 |
| Interest expense | 194,000 | 368,000 | 528,000 | 661,000 |
| Net interest income | 588,000 | 1,186,000 | 1,817,000 | 2,558,000 |
| Noninterest income | 155,000 | 389,000 | 580,000 | 745,000 |
| Noninterest expense | 614,000 | 1,278,000 | 1,895,000 | 2,517,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 127,000 | 295,000 | 500,000 | 784,000 |
| Income tax | 24,000 | 67,000 | 126,000 | 206,000 |
| Net income | 103,000 | 228,000 | 374,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,475,000 | 7,623,000 | 7,795,000 | 6,522,000 |
| Total capital | 8,215,000 | 8,400,000 | 8,567,000 | 7,315,000 |
| Risk-weighted assets | 59,164,000 | 62,119,000 | 62,615,000 | 65,154,000 |