Call reports 2002
PEOPLES EXCHANGE BANK — 2002
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,499,000 | 41,517,000 | 43,831,000 | 45,734,000 |
| Total loans | 25,233,000 | 26,047,000 | 25,922,000 | 26,642,000 |
| Allowance for loan losses | 495,000 | 502,000 | 502,000 | 503,000 |
| Securities available for sale | 10,540,000 | 10,856,000 | 13,422,000 | 14,770,000 |
| Securities held to maturity | 524,000 | 486,000 | 452,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,306,000 | 30,051,000 | 32,143,000 | 33,308,000 |
| Interest-bearing deposits | 25,683,000 | 25,644,000 | 27,710,000 | 28,383,000 |
| Noninterest-bearing deposits | 4,623,000 | 4,407,000 | 4,433,000 | 4,925,000 |
| Equity capital | 4,581,000 | 4,859,000 | 5,095,000 | 5,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,313,000 | 1,991,000 | 2,662,000 |
| Interest expense | 241,000 | 469,000 | 696,000 | 908,000 |
| Net interest income | 418,000 | 844,000 | 1,295,000 | 1,754,000 |
| Noninterest income | 97,000 | 205,000 | 312,000 | 419,000 |
| Noninterest expense | 325,000 | 644,000 | 986,000 | 1,377,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 175,000 | 390,000 | 608,000 | 783,000 |
| Income tax | 7,000 | 18,000 | 29,000 | 24,000 |
| Net income | 168,000 | 372,000 | 579,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,018,000 | 4,211,000 | 4,418,000 | 4,616,000 |
| Total capital | 4,367,000 | 4,570,000 | 4,783,000 | 4,995,000 |
| Risk-weighted assets | 27,818,000 | 28,549,000 | 29,048,000 | 30,234,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES EXCHANGE BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.