Call reports 2001
PEOPLES EXCHANGE BANK — 2001
What PEOPLES EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,356,000 | 39,309,000 | 39,610,000 | 40,275,000 |
| Total loans | 24,177,000 | 25,787,000 | 25,455,000 | 25,273,000 |
| Allowance for loan losses | 464,000 | 461,000 | 455,000 | 485,000 |
| Securities available for sale | 8,869,000 | 8,389,000 | 9,040,000 | 9,371,000 |
| Securities held to maturity | 744,000 | 693,000 | 643,000 | 574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,245,000 | 28,848,000 | 29,462,000 | 30,086,000 |
| Interest-bearing deposits | 24,908,000 | 24,575,000 | 25,070,000 | 25,290,000 |
| Noninterest-bearing deposits | 4,337,000 | 4,273,000 | 4,392,000 | 4,796,000 |
| Equity capital | 4,089,000 | 4,257,000 | 4,494,000 | 4,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,448,000 | 2,181,000 | 2,871,000 |
| Interest expense | 337,000 | 665,000 | 979,000 | 1,258,000 |
| Net interest income | 391,000 | 783,000 | 1,202,000 | 1,613,000 |
| Noninterest income | 46,000 | 132,000 | 237,000 | 335,000 |
| Noninterest expense | 285,000 | 597,000 | 938,000 | 1,318,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 152,000 | 318,000 | 501,000 | 600,000 |
| Income tax | 6,000 | 13,000 | 21,000 | 25,000 |
| Net income | 146,000 | 305,000 | 480,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,462,000 | 3,621,000 | 3,796,000 | 3,873,000 |
| Total capital | 3,820,000 | 3,999,000 | 4,148,000 | 4,229,000 |
| Risk-weighted assets | 28,500,000 | 30,170,000 | 28,020,000 | 28,332,000 |