Call report 2015Q1
UNIVERSITY BANK — 2015Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,118,000 | USD | evidence → |
| Total loans | 77,327,000 | USD | evidence → |
| Allowance for loan losses | 1,728,000 | USD | evidence → |
| Securities available for sale | 21,654,000 | USD | evidence → |
| Securities held to maturity | 4,349,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,905,000 | USD | evidence → |
| Interest-bearing deposits | 71,437,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,468,000 | USD | evidence → |
| Equity capital | 15,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,131,000 | USD | evidence → |
| Interest expense | 168,000 | USD | evidence → |
| Net interest income | 963,000 | USD | evidence → |
| Noninterest income | 173,000 | USD | evidence → |
| Noninterest expense | 738,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 414,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 396,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,370,000 | USD | evidence → |
| Total capital | 16,454,000 | USD | evidence → |
| Risk-weighted assets | 86,076,000 | USD | evidence → |