Call report 2012Q4
UNIVERSITY BANK — 2012Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,701,000 | USD | evidence → |
| Total loans | 84,859,000 | USD | evidence → |
| Allowance for loan losses | 1,800,000 | USD | evidence → |
| Securities available for sale | 11,507,000 | USD | evidence → |
| Securities held to maturity | 4,017,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,188,000 | USD | evidence → |
| Interest-bearing deposits | 71,197,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,991,000 | USD | evidence → |
| Equity capital | 13,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,151,000 | USD | evidence → |
| Interest expense | 1,112,000 | USD | evidence → |
| Net interest income | 4,039,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 2,664,000 | USD | evidence → |
| Provision for loan losses | 336,000 | USD | evidence → |
| Pretax income | 1,409,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | 1,347,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,238,000 | USD | evidence → |
| Total capital | 14,210,000 | USD | evidence → |
| Risk-weighted assets | 85,717,000 | USD | evidence → |