Call report 2005Q4
UNIVERSITY BANK — 2005Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,368,000 | USD | evidence → |
| Total loans | 86,016,000 | USD | evidence → |
| Allowance for loan losses | 841,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,673,000 | USD | evidence → |
| Interest-bearing deposits | 74,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,061,000 | USD | evidence → |
| Equity capital | 6,602,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,674,000 | USD | evidence → |
| Interest expense | 2,591,000 | USD | evidence → |
| Net interest income | 3,083,000 | USD | evidence → |
| Noninterest income | 526,000 | USD | evidence → |
| Noninterest expense | 2,193,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 1,306,000 | USD | evidence → |
| Income tax | 472,000 | USD | evidence → |
| Net income | 834,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,602,000 | USD | evidence → |
| Total capital | 7,443,000 | USD | evidence → |
| Risk-weighted assets | 72,613,000 | USD | evidence → |