Call report 2005Q1
UNIVERSITY BANK — 2005Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,744,000 | USD | evidence → |
| Total loans | 77,803,000 | USD | evidence → |
| Allowance for loan losses | 964,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,979,000 | USD | evidence → |
| Interest-bearing deposits | 65,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,024,000 | USD | evidence → |
| Equity capital | 6,264,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,320,000 | USD | evidence → |
| Interest expense | 574,000 | USD | evidence → |
| Net interest income | 746,000 | USD | evidence → |
| Noninterest income | 121,000 | USD | evidence → |
| Noninterest expense | 495,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 348,000 | USD | evidence → |
| Income tax | 128,000 | USD | evidence → |
| Net income | 220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,264,000 | USD | evidence → |
| Total capital | 7,054,000 | USD | evidence → |
| Risk-weighted assets | 63,125,000 | USD | evidence → |