Call reports 2025
FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2025
What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 197,205,000 | 201,157,000 | 200,281,000 | 202,829,000 |
| Total loans | 106,834,000 | 108,388,000 | 108,713,000 | 110,338,000 |
| Allowance for loan losses | 1,149,000 | 1,218,000 | 1,227,000 | 1,221,000 |
| Securities available for sale | 48,961,000 | 50,350,000 | 50,191,000 | 55,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,205,000 | 179,612,000 | 177,585,000 | 179,765,000 |
| Interest-bearing deposits | 129,766,000 | 132,607,000 | 131,873,000 | 132,141,000 |
| Noninterest-bearing deposits | 46,439,000 | 47,005,000 | 45,712,000 | 47,624,000 |
| Equity capital | 19,886,000 | 20,331,000 | 21,278,000 | 21,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,246,000 | 6,451,000 | 8,753,000 |
| Interest expense | 422,000 | 852,000 | 1,291,000 | 1,715,000 |
| Net interest income | 1,625,000 | 3,394,000 | 5,160,000 | 7,038,000 |
| Noninterest income | 246,000 | 514,000 | 808,000 | 1,072,000 |
| Noninterest expense | 1,349,000 | 2,709,000 | 4,111,000 | 5,502,000 |
| Provision for loan losses | -3,000 | 32,000 | 77,000 | 75,000 |
| Pretax income | 522,000 | 1,164,000 | 1,777,000 | 2,528,000 |
| Income tax | 99,000 | 225,000 | 346,000 | 495,000 |
| Net income | 423,000 | 939,000 | 1,431,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,233,000 | 15,457,000 | 15,950,000 | 16,229,000 |
| Total capital | 16,275,000 | 16,509,000 | 17,012,000 | 17,277,000 |
| Risk-weighted assets | 83,239,000 | 83,970,000 | 84,810,000 | 83,625,000 |