Call reports 2024
FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2024
What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 192,226,000 | 193,713,000 | 188,936,000 | 193,117,000 |
| Total loans | 110,372,000 | 111,518,000 | 110,067,000 | 110,053,000 |
| Allowance for loan losses | 1,174,000 | 1,174,000 | 1,193,000 | 1,152,000 |
| Securities available for sale | 49,347,000 | 49,410,000 | 47,315,000 | 49,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,875,000 | 174,953,000 | 168,425,000 | 173,166,000 |
| Interest-bearing deposits | 129,604,000 | 130,376,000 | 125,229,000 | 128,541,000 |
| Noninterest-bearing deposits | 44,271,000 | 44,577,000 | 43,196,000 | 44,625,000 |
| Equity capital | 17,491,000 | 17,922,000 | 19,329,000 | 18,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,936,000 | 5,975,000 | 8,066,000 |
| Interest expense | 410,000 | 836,000 | 1,270,000 | 1,707,000 |
| Net interest income | 1,497,000 | 3,100,000 | 4,705,000 | 6,359,000 |
| Noninterest income | 251,000 | 516,000 | 793,000 | 1,048,000 |
| Noninterest expense | 1,293,000 | 2,588,000 | 3,939,000 | 5,275,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | -35,000 |
| Pretax income | 450,000 | 1,023,000 | 1,554,000 | 2,127,000 |
| Income tax | 84,000 | 193,000 | 294,000 | 405,000 |
| Net income | 366,000 | 830,000 | 1,260,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,018,000 | 14,207,000 | 14,638,000 | 14,809,000 |
| Total capital | 15,094,000 | 15,307,000 | 15,708,000 | 15,887,000 |
| Risk-weighted assets | 86,054,000 | 87,984,000 | 85,532,000 | 86,192,000 |