Call reports 2021
FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2021
What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 191,373,000 | 193,208,000 | 199,380,000 | 197,127,000 |
| Total loans | 98,770,000 | 105,247,000 | 104,064,000 | 104,423,000 |
| Allowance for loan losses | 1,046,000 | 1,086,000 | 1,083,000 | 1,106,000 |
| Securities available for sale | 50,041,000 | 48,910,000 | 48,590,000 | 50,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,334,000 | 173,870,000 | 179,804,000 | 178,028,000 |
| Interest-bearing deposits | 132,914,000 | 135,294,000 | 139,935,000 | 137,086,000 |
| Noninterest-bearing deposits | 39,420,000 | 38,576,000 | 39,869,000 | 40,942,000 |
| Equity capital | 17,736,000 | 17,854,000 | 18,124,000 | 17,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,997,000 | 4,351,000 | 5,763,000 |
| Interest expense | 219,000 | 431,000 | 639,000 | 836,000 |
| Net interest income | 1,239,000 | 2,566,000 | 3,712,000 | 4,927,000 |
| Noninterest income | 238,000 | 493,000 | 747,000 | 993,000 |
| Noninterest expense | 1,156,000 | 2,361,000 | 3,518,000 | 4,656,000 |
| Provision for loan losses | 15,000 | 60,000 | 60,000 | 80,000 |
| Pretax income | 306,000 | 638,000 | 881,000 | 1,184,000 |
| Income tax | 57,000 | 117,000 | 160,000 | 216,000 |
| Net income | 249,000 | 521,000 | 721,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,264,000 | 11,384,000 | 11,585,000 | 11,680,000 |
| Total capital | 12,242,000 | 12,402,000 | 12,604,000 | 12,724,000 |
| Risk-weighted assets | 78,215,000 | 81,387,000 | 81,458,000 | 83,483,000 |