Call reports 2017
FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2017
What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,829,000 | 142,158,000 | 141,740,000 | 146,164,000 |
| Total loans | 78,737,000 | 80,319,000 | 81,255,000 | 82,440,000 |
| Allowance for loan losses | 1,060,000 | 1,060,000 | 1,060,000 | 1,116,000 |
| Securities available for sale | 36,204,000 | 36,350,000 | 30,905,000 | 31,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,473,000 | 124,197,000 | 124,129,000 | 128,451,000 |
| Interest-bearing deposits | 96,354,000 | 95,847,000 | 96,595,000 | 98,056,000 |
| Noninterest-bearing deposits | 28,119,000 | 28,350,000 | 27,534,000 | 30,395,000 |
| Equity capital | 16,098,000 | 16,477,000 | 16,110,000 | 16,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,422,000 | 3,670,000 | 4,924,000 |
| Interest expense | 127,000 | 260,000 | 412,000 | 576,000 |
| Net interest income | 1,066,000 | 2,162,000 | 3,258,000 | 4,348,000 |
| Noninterest income | 209,000 | 426,000 | 652,000 | 866,000 |
| Noninterest expense | 1,014,000 | 2,068,000 | 3,145,000 | 4,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 261,000 | 520,000 | 770,000 | 1,121,000 |
| Income tax | 68,000 | 134,000 | 198,000 | -121,000 |
| Net income | 193,000 | 386,000 | 572,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,304,000 | 10,270,000 | 9,936,000 | 10,384,000 |
| Total capital | 11,154,000 | 11,132,000 | 10,799,000 | 11,255,000 |
| Risk-weighted assets | 67,776,000 | 68,795,000 | 68,864,000 | 69,447,000 |