Call reports 2012
FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2012
What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,941,000 | 138,760,000 | 137,789,000 | 138,649,000 |
| Total loans | 82,905,000 | 80,308,000 | 78,684,000 | 78,706,000 |
| Allowance for loan losses | 1,417,000 | 1,254,000 | 767,000 | 783,000 |
| Securities available for sale | 28,464,000 | 32,140,000 | 32,862,000 | 33,645,000 |
| Securities held to maturity | 2,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,326,000 | 119,717,000 | 118,709,000 | 119,745,000 |
| Interest-bearing deposits | 97,566,000 | 99,207,000 | 97,210,000 | 98,140,000 |
| Noninterest-bearing deposits | 21,760,000 | 20,510,000 | 21,499,000 | 21,605,000 |
| Equity capital | 16,324,000 | 17,270,000 | 17,273,000 | 17,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,681,000 | 3,977,000 | 5,257,000 |
| Interest expense | 237,000 | 464,000 | 685,000 | 898,000 |
| Net interest income | 1,126,000 | 2,217,000 | 3,292,000 | 4,359,000 |
| Noninterest income | 235,000 | 453,000 | 668,000 | 881,000 |
| Noninterest expense | 1,084,000 | 2,192,000 | 3,288,000 | 4,342,000 |
| Provision for loan losses | 500,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 384,000 | 585,000 | 779,000 | 1,005,000 |
| Income tax | 120,000 | 174,000 | 223,000 | 284,000 |
| Net income | 264,000 | 411,000 | 556,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,578,000 | 9,508,000 | 9,634,000 | 9,581,000 |
| Total capital | 10,386,000 | 10,293,000 | 10,401,000 | 10,358,000 |
| Risk-weighted assets | 64,018,000 | 62,322,000 | 62,056,000 | 62,165,000 |