Call reports 2011
FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2011
What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,333,000 | 138,527,000 | 140,211,000 | 137,568,000 |
| Total loans | 86,566,000 | 86,868,000 | 84,862,000 | 83,417,000 |
| Allowance for loan losses | 690,000 | 726,000 | 1,030,000 | 998,000 |
| Securities available for sale | 18,676,000 | 21,582,000 | 25,869,000 | 30,342,000 |
| Securities held to maturity | 6,008,000 | 5,006,000 | 5,004,000 | 3,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,562,000 | 121,397,000 | 121,285,000 | 118,553,000 |
| Interest-bearing deposits | 100,490,000 | 101,542,000 | 101,383,000 | 98,545,000 |
| Noninterest-bearing deposits | 20,072,000 | 19,855,000 | 19,902,000 | 20,008,000 |
| Equity capital | 15,723,000 | 15,923,000 | 17,119,000 | 17,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,876,000 | 4,344,000 | 5,770,000 |
| Interest expense | 292,000 | 572,000 | 844,000 | 1,095,000 |
| Net interest income | 1,133,000 | 2,304,000 | 3,500,000 | 4,675,000 |
| Noninterest income | 209,000 | 389,000 | 556,000 | 726,000 |
| Noninterest expense | 1,082,000 | 2,213,000 | 3,329,000 | 4,500,000 |
| Provision for loan losses | 32,000 | 67,000 | 445,000 | 445,000 |
| Pretax income | 241,000 | 608,000 | 925,000 | 1,099,000 |
| Income tax | 74,000 | 190,000 | 290,000 | 342,000 |
| Net income | 167,000 | 418,000 | 635,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,179,000 | 9,236,000 | 9,439,000 | 9,334,000 |
| Total capital | 9,869,000 | 9,962,000 | 10,233,000 | 10,134,000 |
| Risk-weighted assets | 63,247,000 | 76,285,000 | 64,726,000 | 63,815,000 |