Call reports 2005

FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2005

Name: FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF MCCONNELSVILLE, THE

What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/55f0935d-a6af-4419-abf9-375c34279bda/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	91,545,000	91,808,000	90,621,000	90,403,000
Total loans	69,814,000	70,840,000	70,492,000	70,488,000
Allowance for loan losses	539,000	523,000	537,000	482,000
Securities available for sale	7,420,000	7,453,000	7,425,000	7,400,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	79,027,000	76,890,000	75,471,000	74,000,000
Interest-bearing deposits	63,030,000	60,738,000	61,039,000	59,730,000
Noninterest-bearing deposits	15,997,000	16,152,000	14,432,000	14,270,000
Equity capital	9,747,000	9,803,000	9,958,000	9,996,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,232,000	2,569,000	3,944,000	5,356,000
Interest expense	343,000	714,000	1,116,000	1,533,000
Net interest income	889,000	1,855,000	2,828,000	3,823,000
Noninterest income	137,000	283,000	432,000	581,000
Noninterest expense	843,000	1,673,000	2,538,000	3,359,000
Provision for loan losses	30,000	30,000	30,000	30,000
Pretax income	153,000	435,000	692,000	1,015,000
Income tax	49,000	141,000	222,000	330,000
Net income	104,000	294,000	470,000	685,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	7,836,000	7,869,000	8,045,000	8,106,000
Total capital	8,375,000	8,392,000	8,582,000	8,588,000
Risk-weighted assets	55,729,000	55,686,000	55,052,000	54,943,000