Call reports 2003

FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — 2003

Name: FIRST NATIONAL BANK OF MCCONNELSVILLE, THE — FFIEC call report 2003
Creator: FIRST NATIONAL BANK OF MCCONNELSVILLE, THE

What FIRST NATIONAL BANK OF MCCONNELSVILLE, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/55f0935d-a6af-4419-abf9-375c34279bda/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	76,840,000	78,814,000	78,837,000	79,116,000
Total loans	55,529,000	58,733,000	61,504,000	63,196,000
Allowance for loan losses	374,000	360,000	426,000	637,000
Securities available for sale	7,662,000	8,267,000	6,096,000	5,480,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	65,803,000	67,428,000	67,459,000	67,761,000
Interest-bearing deposits	52,510,000	53,892,000	53,811,000	53,859,000
Noninterest-bearing deposits	13,293,000	13,536,000	13,648,000	13,902,000
Equity capital	9,520,000	9,542,000	9,616,000	9,470,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,111,000	2,235,000	3,381,000	4,511,000
Interest expense	309,000	615,000	899,000	1,184,000
Net interest income	802,000	1,620,000	2,482,000	3,327,000
Noninterest income	118,000	248,000	377,000	502,000
Noninterest expense	674,000	1,384,000	2,119,000	2,863,000
Provision for loan losses	15,000	38,000	111,000	360,000
Pretax income	231,000	446,000	685,000	662,000
Income tax	70,000	135,000	208,000	192,000
Net income	161,000	311,000	477,000	470,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	7,428,000	7,436,000	7,602,000	7,453,000
Total capital	7,802,000	7,796,000	8,028,000	8,088,000
Risk-weighted assets	48,088,000	49,828,000	50,380,000	50,791,000