Call reports 2003
BANK OF TOCCOA, THE — 2003
What BANK OF TOCCOA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 120,116,000 |
| Total loans | 91,877,000 |
| Allowance for loan losses | 1,951,000 |
| Securities available for sale | 5,972,000 |
| Securities held to maturity | 4,249,000 |
| Trading assets | 0 |
| Total deposits | 100,947,000 |
| Interest-bearing deposits | 81,723,000 |
| Noninterest-bearing deposits | 19,224,000 |
| Equity capital | 18,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 1,850,000 |
| Interest expense | 602,000 |
| Net interest income | 1,248,000 |
| Noninterest income | 177,000 |
| Noninterest expense | 773,000 |
| Provision for loan losses | 60,000 |
| Pretax income | 592,000 |
| Income tax | 203,000 |
| Net income | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 18,433,000 |
| Total capital | 19,404,000 |
| Risk-weighted assets | 76,685,000 |