Call reports 2025
SLOAN STATE BANK — 2025
What SLOAN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 73,233,000 | 71,442,000 | 70,639,000 | 70,764,000 |
| Total loans | 23,432,000 | 23,170,000 | 25,178,000 | 25,689,000 |
| Allowance for loan losses | 299,000 | 339,000 | 336,000 | 336,000 |
| Securities available for sale | 35,485,000 | 34,011,000 | 34,704,000 | 33,536,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,452,000 | 67,456,000 | 65,740,000 | 65,810,000 |
| Interest-bearing deposits | 50,227,000 | 50,211,000 | 49,954,000 | 51,458,000 |
| Noninterest-bearing deposits | 19,225,000 | 17,245,000 | 15,786,000 | 14,352,000 |
| Equity capital | 3,626,000 | 3,820,000 | 4,732,000 | 4,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,510,000 | 2,273,000 | 3,029,000 |
| Interest expense | 190,000 | 359,000 | 525,000 | 699,000 |
| Net interest income | 557,000 | 1,151,000 | 1,748,000 | 2,330,000 |
| Noninterest income | 13,000 | 28,000 | 43,000 | 63,000 |
| Noninterest expense | 315,000 | 632,000 | 945,000 | 1,320,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 255,000 | 497,000 | 796,000 | 1,023,000 |
| Income tax | 10,000 | 21,000 | 33,000 | 40,000 |
| Net income | 245,000 | 476,000 | 763,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,456,000 | 8,504,000 | 8,687,000 | 8,522,000 |