Call reports 2019
SLOAN STATE BANK — 2019
What SLOAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,205,000 | 57,432,000 | 53,976,000 | 56,823,000 |
| Total loans | 26,739,000 | 27,722,000 | 28,724,000 | 30,217,000 |
| Allowance for loan losses | 322,000 | 322,000 | 310,000 | 309,000 |
| Securities available for sale | 23,186,000 | 22,674,000 | 21,312,000 | 18,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,295,000 | 50,258,000 | 46,758,000 | 49,894,000 |
| Interest-bearing deposits | 41,495,000 | 40,029,000 | 37,721,000 | 39,518,000 |
| Noninterest-bearing deposits | 9,800,000 | 10,229,000 | 9,037,000 | 10,376,000 |
| Equity capital | 6,782,000 | 7,086,000 | 7,121,000 | 6,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,117,000 | 1,679,000 | 2,272,000 |
| Interest expense | 58,000 | 128,000 | 199,000 | 270,000 |
| Net interest income | 497,000 | 989,000 | 1,480,000 | 2,002,000 |
| Noninterest income | 21,000 | 77,000 | 100,000 | 137,000 |
| Noninterest expense | 238,000 | 481,000 | 731,000 | 1,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 585,000 | 849,000 | 1,104,000 |
| Income tax | 16,000 | 32,000 | 43,000 | 57,000 |
| Net income | 264,000 | 553,000 | 806,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,646,000 | 6,775,000 | 6,733,000 | 6,613,000 |
| Total capital | 6,968,000 | 7,097,000 | 7,043,000 | 6,922,000 |
| Risk-weighted assets | 35,000,000 | 32,037,000 | 31,246,000 | 32,811,000 |