Call reports 2016
SLOAN STATE BANK — 2016
What SLOAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,250,000 | 54,726,000 | 52,730,000 | 56,324,000 |
| Total loans | 22,567,000 | 22,498,000 | 25,044,000 | 24,876,000 |
| Allowance for loan losses | 322,000 | 323,000 | 323,000 | 323,000 |
| Securities available for sale | 24,710,000 | 24,345,000 | 24,052,000 | 23,592,000 |
| Securities held to maturity | 0 | 0 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,655,000 | 48,088,000 | 45,790,000 | 50,159,000 |
| Interest-bearing deposits | 37,915,000 | 38,921,000 | 36,835,000 | 39,539,000 |
| Noninterest-bearing deposits | 9,740,000 | 9,167,000 | 8,955,000 | 10,620,000 |
| Equity capital | 6,412,000 | 6,542,000 | 6,778,000 | 6,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 931,000 | 1,405,000 | 1,893,000 |
| Interest expense | 21,000 | 43,000 | 67,000 | 91,000 |
| Net interest income | 452,000 | 888,000 | 1,338,000 | 1,802,000 |
| Noninterest income | 17,000 | 37,000 | 57,000 | 85,000 |
| Noninterest expense | 207,000 | 428,000 | 644,000 | 913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 262,000 | 497,000 | 751,000 | 974,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 48,000 |
| Net income | 250,000 | 473,000 | 716,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,799,000 | 5,936,000 | 5,986,000 | 5,871,000 |
| Total capital | 6,121,000 | 6,259,000 | 6,309,000 | 6,194,000 |
| Risk-weighted assets | 27,001,000 | 27,612,000 | 28,856,000 | 29,563,000 |