Call reports 2015
SLOAN STATE BANK — 2015
What SLOAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,626,000 | 53,888,000 | 52,900,000 | 54,453,000 |
| Total loans | 19,585,000 | 20,868,000 | 23,324,000 | 24,939,000 |
| Allowance for loan losses | 326,000 | 326,000 | 326,000 | 319,000 |
| Securities available for sale | 25,708,000 | 25,047,000 | 24,946,000 | 25,112,000 |
| Securities held to maturity | 3,000 | 4,000 | 4,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,298,000 | 47,734,000 | 45,026,000 | 48,263,000 |
| Interest-bearing deposits | 27,075,000 | 38,743,000 | 36,292,000 | 37,288,000 |
| Noninterest-bearing deposits | 20,223,000 | 8,991,000 | 8,734,000 | 10,975,000 |
| Equity capital | 6,154,000 | 6,076,000 | 6,225,000 | 6,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 859,000 | 1,319,000 | 1,806,000 |
| Interest expense | 20,000 | 39,000 | 59,000 | 78,000 |
| Net interest income | 413,000 | 820,000 | 1,260,000 | 1,728,000 |
| Noninterest income | 20,000 | 39,000 | 59,000 | 88,000 |
| Noninterest expense | 203,000 | 423,000 | 638,000 | 923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 452,000 | 697,000 | 909,000 |
| Income tax | 12,000 | 22,000 | 34,000 | 44,000 |
| Net income | 234,000 | 430,000 | 663,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,569,000 | 5,656,000 | 5,709,000 | 5,630,000 |
| Total capital | 5,884,000 | 5,966,000 | 6,035,000 | 5,949,000 |
| Risk-weighted assets | 25,191,000 | 24,767,000 | 26,134,000 | 28,153,000 |