Call reports 2014
SLOAN STATE BANK — 2014
What SLOAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,419,000 | 55,592,000 | 51,435,000 | 53,957,000 |
| Total loans | 18,265,000 | 19,101,000 | 20,301,000 | 23,097,000 |
| Allowance for loan losses | 327,000 | 326,000 | 327,000 | 328,000 |
| Securities available for sale | 24,272,000 | 26,324,000 | 25,972,000 | 26,029,000 |
| Securities held to maturity | 6,000 | 6,000 | 8,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,594,000 | 49,718,000 | 43,984,000 | 46,753,000 |
| Interest-bearing deposits | 28,125,000 | 39,419,000 | 26,450,000 | 37,292,000 |
| Noninterest-bearing deposits | 21,469,000 | 10,299,000 | 17,534,000 | 9,461,000 |
| Equity capital | 5,669,000 | 5,791,000 | 6,018,000 | 5,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 837,000 | 1,277,000 | 1,760,000 |
| Interest expense | 24,000 | 49,000 | 73,000 | 94,000 |
| Net interest income | 396,000 | 788,000 | 1,204,000 | 1,666,000 |
| Noninterest income | 18,000 | 54,000 | 78,000 | 102,000 |
| Noninterest expense | 202,000 | 404,000 | 607,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 438,000 | 675,000 | 864,000 |
| Income tax | 11,000 | 21,000 | 33,000 | 43,000 |
| Net income | 201,000 | 417,000 | 642,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,266,000 | 5,416,000 | 5,571,000 | 5,375,000 |
| Total capital | 5,577,000 | 5,736,000 | 5,891,000 | 5,703,000 |
| Risk-weighted assets | 24,887,000 | 25,554,000 | 25,568,000 | 28,326,000 |