Call reports 2013
SLOAN STATE BANK — 2013
What SLOAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,336,000 | 50,183,000 | 50,232,000 | 51,151,000 |
| Total loans | 17,592,000 | 17,991,000 | 20,554,000 | 22,560,000 |
| Allowance for loan losses | 323,000 | 321,000 | 323,000 | 318,000 |
| Securities available for sale | 24,060,000 | 24,307,000 | 23,061,000 | 22,958,000 |
| Securities held to maturity | 19,000 | 20,000 | 21,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,375,000 | 44,485,000 | 41,633,000 | 45,847,000 |
| Interest-bearing deposits | 27,087,000 | 26,405,000 | 25,197,000 | 25,455,000 |
| Noninterest-bearing deposits | 19,288,000 | 18,080,000 | 16,436,000 | 20,392,000 |
| Equity capital | 5,803,000 | 5,603,000 | 4,896,000 | 4,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 822,000 | 1,261,000 | 1,713,000 |
| Interest expense | 38,000 | 70,000 | 101,000 | 129,000 |
| Net interest income | 364,000 | 752,000 | 1,160,000 | 1,584,000 |
| Noninterest income | 16,000 | 40,000 | 66,000 | 90,000 |
| Noninterest expense | 197,000 | 395,000 | 598,000 | 872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 397,000 | 628,000 | 802,000 |
| Income tax | 9,000 | 19,000 | 30,000 | 39,000 |
| Net income | 174,000 | 378,000 | 598,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,004,000 | 5,150,000 | 5,187,000 | 5,127,000 |
| Total capital | 5,300,000 | 5,445,000 | 5,510,000 | 5,445,000 |
| Risk-weighted assets | 23,620,000 | 23,565,000 | 26,700,000 | 27,799,000 |