Call reports 2012
SLOAN STATE BANK — 2012
What SLOAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,334,000 | 49,945,000 | 48,947,000 | 51,094,000 |
| Total loans | 15,471,000 | 16,454,000 | 18,847,000 | 19,779,000 |
| Allowance for loan losses | 321,000 | 321,000 | 321,000 | 321,000 |
| Securities available for sale | 20,524,000 | 22,336,000 | 22,318,000 | 22,177,000 |
| Securities held to maturity | 20,000 | 24,000 | 53,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,626,000 | 44,041,000 | 39,493,000 | 45,173,000 |
| Interest-bearing deposits | 26,644,000 | 26,346,000 | 24,607,000 | 26,079,000 |
| Noninterest-bearing deposits | 16,982,000 | 17,695,000 | 14,886,000 | 19,094,000 |
| Equity capital | 5,559,000 | 5,802,000 | 5,887,000 | 5,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 821,000 | 1,223,000 | 1,659,000 |
| Interest expense | 52,000 | 101,000 | 147,000 | 189,000 |
| Net interest income | 361,000 | 720,000 | 1,076,000 | 1,470,000 |
| Noninterest income | 19,000 | 38,000 | 64,000 | 90,000 |
| Noninterest expense | 206,000 | 408,000 | 602,000 | 840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 350,000 | 538,000 | 720,000 |
| Income tax | 6,000 | 15,000 | 23,000 | 30,000 |
| Net income | 168,000 | 335,000 | 515,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,853,000 | 4,956,000 | 4,973,000 | 4,888,000 |
| Total capital | 5,093,000 | 5,232,000 | 5,269,000 | 5,196,000 |
| Risk-weighted assets | 19,128,000 | 22,044,000 | 23,694,000 | 24,616,000 |