Call reports 2011
SLOAN STATE BANK — 2011
What SLOAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,401,000 | 45,708,000 | 43,506,000 | 45,992,000 |
| Total loans | 16,302,000 | 17,054,000 | 17,544,000 | 18,163,000 |
| Allowance for loan losses | 306,000 | 318,000 | 318,000 | 321,000 |
| Securities available for sale | 15,208,000 | 17,040,000 | 17,703,000 | 18,126,000 |
| Securities held to maturity | 150,000 | 134,000 | 136,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,142,000 | 40,408,000 | 37,883,000 | 40,489,000 |
| Interest-bearing deposits | 25,693,000 | 25,732,000 | 25,408,000 | 24,727,000 |
| Noninterest-bearing deposits | 14,449,000 | 14,676,000 | 12,475,000 | 15,762,000 |
| Equity capital | 5,138,000 | 5,238,000 | 5,573,000 | 5,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 861,000 | 1,298,000 | 1,731,000 |
| Interest expense | 55,000 | 109,000 | 164,000 | 218,000 |
| Net interest income | 361,000 | 752,000 | 1,134,000 | 1,513,000 |
| Noninterest income | 22,000 | 43,000 | 62,000 | 89,000 |
| Noninterest expense | 232,000 | 452,000 | 662,000 | 941,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 343,000 | 534,000 | 661,000 |
| Income tax | 8,000 | 17,000 | 26,000 | 33,000 |
| Net income | 143,000 | 326,000 | 508,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,723,000 | 4,848,000 | 4,872,000 | 4,739,000 |
| Total capital | 4,952,000 | 5,085,000 | 5,112,000 | 5,004,000 |
| Risk-weighted assets | 18,445,000 | 19,322,000 | 19,506,000 | 21,125,000 |