Call reports 2009
SLOAN STATE BANK — 2009
What SLOAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,269,000 | 44,711,000 | 42,404,000 | 43,665,000 |
| Total loans | 17,839,000 | 17,568,000 | 18,185,000 | 19,200,000 |
| Allowance for loan losses | 299,000 | 300,000 | 300,000 | 293,000 |
| Securities available for sale | 14,068,000 | 18,989,000 | 18,161,000 | 17,276,000 |
| Securities held to maturity | 45,000 | 46,000 | 46,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,330,000 | 39,763,000 | 36,317,000 | 38,638,000 |
| Interest-bearing deposits | 32,712,000 | 26,425,000 | 25,313,000 | 24,521,000 |
| Noninterest-bearing deposits | 5,618,000 | 13,338,000 | 11,004,000 | 14,117,000 |
| Equity capital | 4,795,000 | 4,814,000 | 5,050,000 | 4,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 994,000 | 1,528,000 | 2,039,000 |
| Interest expense | 127,000 | 251,000 | 361,000 | 457,000 |
| Net interest income | 373,000 | 743,000 | 1,167,000 | 1,582,000 |
| Noninterest income | 28,000 | 47,000 | 78,000 | 110,000 |
| Noninterest expense | 227,000 | 482,000 | 716,000 | 1,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 308,000 | 529,000 | 660,000 |
| Income tax | 9,000 | 16,000 | 27,000 | 38,000 |
| Net income | 165,000 | 292,000 | 502,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,544,000 | 4,591,000 | 4,663,000 | 4,498,000 |
| Total capital | 4,797,000 | 4,891,000 | 4,963,000 | 4,751,000 |
| Risk-weighted assets | 20,171,000 | 27,413,000 | 27,454,000 | 20,575,000 |