Call reports 2006
SLOAN STATE BANK — 2006
What SLOAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 33,931,000 | 34,495,000 | 32,975,000 | 33,614,000 |
| Total loans | 18,791,000 | 19,005,000 | 19,544,000 | 18,885,000 |
| Allowance for loan losses | 422,000 | 422,000 | 422,000 | 379,000 |
| Securities available for sale | 11,044,000 | 11,694,000 | 11,430,000 | 10,587,000 |
| Securities held to maturity | 113,000 | 111,000 | 111,000 | 93,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,873,000 | 30,511,000 | 28,764,000 | 29,371,000 |
| Interest-bearing deposits | 26,177,000 | 27,019,000 | 24,691,000 | 25,368,000 |
| Noninterest-bearing deposits | 3,696,000 | 3,492,000 | 4,073,000 | 4,003,000 |
| Equity capital | 3,962,000 | 3,892,000 | 4,099,000 | 4,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 989,000 | 1,500,000 | 2,005,000 |
| Interest expense | 150,000 | 314,000 | 490,000 | 676,000 |
| Net interest income | 339,000 | 675,000 | 1,010,000 | 1,329,000 |
| Noninterest income | 28,000 | 75,000 | 101,000 | 151,000 |
| Noninterest expense | 263,000 | 476,000 | 687,000 | 937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 274,000 | 424,000 | 543,000 |
| Income tax | 7,000 | 16,000 | 24,000 | 29,000 |
| Net income | 97,000 | 258,000 | 400,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,223,000 | 4,298,000 | 4,275,000 | 4,269,000 |
| Total capital | 4,475,000 | 4,554,000 | 4,535,000 | 4,523,000 |
| Risk-weighted assets | 19,994,000 | 20,319,000 | 20,632,000 | 20,230,000 |