Call reports 2005
SLOAN STATE BANK — 2005
What SLOAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,222,000 | 35,721,000 | 34,927,000 | 34,874,000 |
| Total loans | 18,307,000 | 18,837,000 | 19,868,000 | 20,401,000 |
| Allowance for loan losses | 443,000 | 422,000 | 422,000 | 422,000 |
| Securities available for sale | 10,625,000 | 14,401,000 | 12,196,000 | 10,697,000 |
| Securities held to maturity | 45,000 | 45,000 | 113,000 | 104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,034,000 | 31,251,000 | 29,640,000 | 30,859,000 |
| Interest-bearing deposits | 26,699,000 | 27,425,000 | 25,427,000 | 26,618,000 |
| Noninterest-bearing deposits | 4,335,000 | 3,826,000 | 4,213,000 | 4,241,000 |
| Equity capital | 4,058,000 | 4,166,000 | 4,062,000 | 3,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 886,000 | 1,354,000 | 1,836,000 |
| Interest expense | 110,000 | 231,000 | 367,000 | 506,000 |
| Net interest income | 335,000 | 655,000 | 987,000 | 1,330,000 |
| Noninterest income | 31,000 | 74,000 | 107,000 | 158,000 |
| Noninterest expense | 253,000 | 470,000 | 673,000 | 925,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 259,000 | 422,000 | 559,000 |
| Income tax | 5,000 | 12,000 | 20,000 | 27,000 |
| Net income | 108,000 | 247,000 | 402,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,148,000 | 4,233,000 | 3,940,000 | 4,139,000 |
| Total capital | 4,398,000 | 4,497,000 | 4,218,000 | 4,409,000 |
| Risk-weighted assets | 19,812,000 | 20,935,000 | 22,100,000 | 21,437,000 |