Call reports 2003
SLOAN STATE BANK — 2003
What SLOAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,617,000 | 34,172,000 | 32,689,000 | 33,743,000 |
| Total loans | 19,013,000 | 19,709,000 | 20,623,000 | 20,728,000 |
| Allowance for loan losses | 435,000 | 435,000 | 438,000 | 438,000 |
| Securities available for sale | 7,120,000 | 11,033,000 | 10,521,000 | 9,746,000 |
| Securities held to maturity | 495,000 | 589,000 | 244,000 | 655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,342,000 | 29,802,000 | 28,453,000 | 29,594,000 |
| Interest-bearing deposits | 26,223,000 | 26,049,000 | 25,067,000 | 25,709,000 |
| Noninterest-bearing deposits | 4,119,000 | 3,753,000 | 3,386,000 | 3,885,000 |
| Equity capital | 4,120,000 | 4,256,000 | 4,118,000 | 4,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 911,000 | 1,357,000 | 1,819,000 |
| Interest expense | 154,000 | 293,000 | 414,000 | 526,000 |
| Net interest income | 299,000 | 618,000 | 943,000 | 1,293,000 |
| Noninterest income | 70,000 | 103,000 | 141,000 | 182,000 |
| Noninterest expense | 203,000 | 386,000 | 587,000 | 823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 335,000 | 497,000 | 635,000 |
| Income tax | 8,000 | 17,000 | 22,000 | 30,000 |
| Net income | 158,000 | 318,000 | 475,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,976,000 | 4,064,000 | 4,025,000 | 3,989,000 |
| Total capital | 4,221,000 | 4,318,000 | 4,285,000 | 4,257,000 |
| Risk-weighted assets | 19,414,000 | 20,104,000 | 20,608,000 | 21,232,000 |