Call reports 2009
WOODLANDS COMMERCIAL BANK — 2009
What WOODLANDS COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,876,122,000 | 4,579,583,000 | 3,542,900,000 | 3,444,873,000 |
| Total loans | 2,185,447,000 | 2,267,628,000 | 2,099,483,000 | 1,874,132,000 |
| Allowance for loan losses | 751,000 | 1,501,000 | 1,501,000 | 1,501,000 |
| Securities available for sale | 2,323,519,000 | 2,031,016,000 | 1,054,732,000 | 1,265,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 193,339,000 | 164,434,000 | 210,423,000 | 189,325,000 |
| Total deposits | 4,185,493,000 | 3,776,906,000 | 2,709,899,000 | 2,586,911,000 |
| Interest-bearing deposits | 4,185,493,000 | 3,776,906,000 | 2,709,899,000 | 2,586,911,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 566,755,000 | 627,881,000 | 645,778,000 | 686,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 26,910,000 | 50,756,000 | 74,613,000 | 92,607,000 |
| Interest expense | 9,394,000 | 33,988,000 | 70,320,000 | 77,009,000 |
| Net interest income | 17,516,000 | 16,768,000 | 4,293,000 | 15,598,000 |
| Noninterest income | 5,433,000 | 189,774,000 | 235,684,000 | 259,679,000 |
| Noninterest expense | 52,825,000 | 165,210,000 | 158,531,000 | 177,578,000 |
| Provision for loan losses | 250,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Pretax income | -30,126,000 | 40,332,000 | 80,243,000 | 96,699,000 |
| Income tax | 0 | 9,301,000 | 31,529,000 | 7,410,000 |
| Net income | -30,126,000 | 31,031,000 | 48,714,000 | 89,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 552,917,000 | 614,730,000 | 641,853,000 | 684,870,000 |
| Total capital | 553,668,000 | 616,231,000 | 643,354,000 | 686,371,000 |
| Risk-weighted assets | 6,039,435,000 | 4,373,447,000 | 3,764,634,000 | 3,373,570,000 |