Call reports 2008
WOODLANDS COMMERCIAL BANK — 2008
What WOODLANDS COMMERCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 6,481,586,000 | 6,418,255,000 | 6,404,976,000 | 5,325,990,000 |
| Total loans | 4,748,441,000 | 3,476,668,000 | 3,004,017,000 | 2,427,619,000 |
| Allowance for loan losses | 25,000 | 28,000 | 155,000 | 505,000 |
| Securities available for sale | 863,898,000 | 12,899,000 | 2,524,989,000 | 2,233,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 757,337,000 | 578,521,000 | 633,024,000 | 300,648,000 |
| Total deposits | 3,651,580,000 | 4,201,162,000 | 4,999,005,000 | 4,765,238,000 |
| Interest-bearing deposits | 3,651,580,000 | 0 | 4,999,005,000 | 4,765,238,000 |
| Noninterest-bearing deposits | 0 | 4,201,162,000 | 0 | 0 |
| Equity capital | 959,319,000 | 982,178,000 | 1,007,479,000 | 396,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 92,295,000 | 164,464,000 | 229,462,000 | 279,292,000 |
| Interest expense | 45,528,000 | 80,526,000 | 124,671,000 | 151,551,000 |
| Net interest income | 46,767,000 | 83,938,000 | 104,791,000 | 127,741,000 |
| Noninterest income | 5,060,000 | 8,746,000 | -209,473,000 | -505,538,000 |
| Noninterest expense | 3,112,000 | 4,554,000 | 12,200,000 | 387,356,000 |
| Provision for loan losses | 1,000 | 6,000 | 133,000 | 280,000 |
| Pretax income | 48,714,000 | 88,124,000 | -117,015,000 | -765,433,000 |
| Income tax | 18,743,000 | 35,197,000 | -16,283,000 | -32,968,000 |
| Net income | 29,971,000 | 52,927,000 | -100,732,000 | -732,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 959,269,000 | 982,225,000 | 1,028,566,000 | 384,480,000 |
| Total capital | 959,294,000 | 982,253,000 | 1,028,721,000 | 384,985,000 |
| Risk-weighted assets | 7,678,487,000 | 7,178,825,000 | 9,514,537,000 | 7,538,711,000 |