Call reports 2007
WOODLANDS COMMERCIAL BANK — 2007
What WOODLANDS COMMERCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,568,632,000 | 3,492,544,000 | 6,342,866,000 | 5,833,898,000 |
| Total loans | 1,740,758,000 | 2,064,468,000 | 4,179,768,000 | 4,547,757,000 |
| Allowance for loan losses | 12,000 | 11,000 | 18,000 | 24,000 |
| Securities available for sale | 12,078,000 | 11,441,000 | 1,564,024,000 | 454,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 562,836,000 | 410,192,000 | 499,879,000 | 641,588,000 |
| Total deposits | 2,984,980,000 | 2,849,102,000 | 5,233,027,000 | 4,654,639,000 |
| Interest-bearing deposits | 2,984,980,000 | 2,849,102,000 | 5,233,027,000 | 4,654,639,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 462,831,000 | 475,486,000 | 899,610,000 | 929,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 51,906,000 | 108,193,000 | 184,496,000 | 293,261,000 |
| Interest expense | 36,661,000 | 73,682,000 | 130,046,000 | 194,428,000 |
| Net interest income | 15,245,000 | 34,511,000 | 54,450,000 | 98,833,000 |
| Noninterest income | 2,220,000 | 5,424,000 | 12,489,000 | 18,951,000 |
| Noninterest expense | 1,387,000 | 2,751,000 | 4,412,000 | 6,017,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 14,000 |
| Pretax income | 16,078,000 | 37,184,000 | 62,520,000 | 111,753,000 |
| Income tax | 6,429,000 | 14,818,000 | 24,970,000 | 44,634,000 |
| Net income | 9,649,000 | 22,366,000 | 37,550,000 | 67,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 462,935,000 | 475,652,000 | 899,729,000 | 929,298,000 |
| Total capital | 462,947,000 | 475,663,000 | 899,747,000 | 929,322,000 |
| Risk-weighted assets | 4,234,882,000 | 4,369,559,000 | 7,873,949,000 | 6,969,044,000 |