Call reports 2006
WOODLANDS COMMERCIAL BANK — 2006
What WOODLANDS COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,337,345,000 | 3,171,655,000 | 3,261,069,000 | 3,224,704,000 |
| Total loans | 1,429,149,000 | 1,711,841,000 | 1,448,709,000 | 1,687,959,000 |
| Allowance for loan losses | 13,000 | 13,000 | 12,000 | 12,000 |
| Securities available for sale | 6,538,000 | 8,724,000 | 8,582,000 | 11,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 539,502,000 | 475,390,000 | 598,598,000 | 590,363,000 |
| Total deposits | 2,888,973,000 | 2,621,074,000 | 2,714,295,000 | 2,633,514,000 |
| Interest-bearing deposits | 2,888,973,000 | 2,621,074,000 | 2,714,295,000 | 2,633,514,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 353,305,000 | 372,287,000 | 381,384,000 | 443,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 42,840,000 | 90,127,000 | 139,147,000 | 190,859,000 |
| Interest expense | 30,728,000 | 65,151,000 | 101,519,000 | 139,139,000 |
| Net interest income | 12,112,000 | 24,976,000 | 37,628,000 | 51,720,000 |
| Noninterest income | -3,243,000 | 11,750,000 | 14,235,000 | 17,379,000 |
| Noninterest expense | 5,008,000 | 25,473,000 | 23,937,000 | 23,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,861,000 | 11,253,000 | 27,926,000 | 45,796,000 |
| Income tax | 1,750,000 | 5,101,000 | 12,659,000 | 18,213,000 |
| Net income | 2,111,000 | 6,152,000 | 15,267,000 | 27,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 353,477,000 | 372,518,000 | 381,633,000 | 443,949,000 |
| Total capital | 353,490,000 | 372,531,000 | 381,645,000 | 443,961,000 |
| Risk-weighted assets | 3,330,242,000 | 3,160,593,000 | 3,315,687,000 | 4,281,855,000 |