Call reports 2007
FIRST BANK AND TRUST — 2007
What FIRST BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 75,450,000 | 67,477,000 | 75,500,000 |
| Total loans | 57,362,000 | 57,603,000 | 58,987,000 |
| Allowance for loan losses | 612,000 | 597,000 | 595,000 |
| Securities available for sale | 216,000 | 216,000 | 216,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 68,681,000 | 60,716,000 | 68,616,000 |
| Interest-bearing deposits | 60,030,000 | 52,925,000 | 60,349,000 |
| Noninterest-bearing deposits | 8,651,000 | 7,791,000 | 8,267,000 |
| Equity capital | 6,465,000 | 6,434,000 | 6,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,021,000 | 2,117,000 | 3,220,000 |
| Interest expense | 423,000 | 900,000 | 1,366,000 |
| Net interest income | 598,000 | 1,217,000 | 1,854,000 |
| Noninterest income | 112,000 | 196,000 | 285,000 |
| Noninterest expense | 543,000 | 1,011,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 167,000 | 402,000 | 590,000 |
| Income tax | 3,000 | 19,000 | 27,000 |
| Net income | 164,000 | 383,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 6,464,000 | 6,433,000 | 6,563,000 |
| Total capital | 7,076,000 | 7,030,000 | 7,158,000 |
| Risk-weighted assets | 54,556,000 | 54,188,000 | 56,766,000 |