Call reports 2002
FIRST BANK AND TRUST — 2002
What FIRST BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,752,000 | 63,157,000 | 71,228,000 | 65,488,000 |
| Total loans | 42,992,000 | 46,068,000 | 45,565,000 | 47,958,000 |
| Allowance for loan losses | 454,000 | 441,000 | 499,000 | 470,000 |
| Securities available for sale | 13,125,000 | 13,150,000 | 12,294,000 | 13,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,863,000 | 56,343,000 | 64,105,000 | 56,033,000 |
| Interest-bearing deposits | 54,334,000 | 49,181,000 | 56,143,000 | 48,281,000 |
| Noninterest-bearing deposits | 6,529,000 | 7,162,000 | 7,962,000 | 7,752,000 |
| Equity capital | 6,594,000 | 6,493,000 | 6,760,000 | 6,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,944,000 | 2,923,000 | 3,905,000 |
| Interest expense | 260,000 | 521,000 | 773,000 | 1,031,000 |
| Net interest income | 687,000 | 1,423,000 | 2,150,000 | 2,874,000 |
| Noninterest income | 137,000 | 206,000 | 295,000 | 408,000 |
| Noninterest expense | 465,000 | 901,000 | 1,401,000 | 1,864,000 |
| Provision for loan losses | 39,000 | 113,000 | 180,000 | 251,000 |
| Pretax income | 320,000 | 610,000 | 861,000 | 1,164,000 |
| Income tax | 15,000 | 32,000 | 50,000 | 61,000 |
| Net income | 305,000 | 578,000 | 811,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,666,000 | 6,318,000 | 6,442,000 | 6,624,000 |
| Total capital | 7,120,000 | 6,759,000 | 6,941,000 | 7,094,000 |
| Risk-weighted assets | 41,439,000 | 42,468,000 | 43,678,000 | 43,561,000 |