Call reports 2001
FIRST BANK AND TRUST — 2001
What FIRST BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,511,000 | 59,357,000 | 70,102,000 | 65,791,000 |
| Total loans | 41,673,000 | 42,940,000 | 42,030,000 | 40,278,000 |
| Allowance for loan losses | 390,000 | 403,000 | 400,000 | 431,000 |
| Securities available for sale | 7,991,000 | 8,333,000 | 10,444,000 | 15,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,369,000 | 52,642,000 | 62,952,000 | 58,894,000 |
| Interest-bearing deposits | 45,576,000 | 45,842,000 | 55,749,000 | 50,926,000 |
| Noninterest-bearing deposits | 5,793,000 | 6,800,000 | 7,203,000 | 7,968,000 |
| Equity capital | 6,362,000 | 6,268,000 | 6,635,000 | 6,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,108,000 | 3,182,000 | 4,225,000 |
| Interest expense | 519,000 | 1,016,000 | 1,469,000 | 1,815,000 |
| Net interest income | 532,000 | 1,092,000 | 1,713,000 | 2,410,000 |
| Noninterest income | 78,000 | 147,000 | 213,000 | 319,000 |
| Noninterest expense | 421,000 | 859,000 | 1,282,000 | 1,825,000 |
| Provision for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Pretax income | 151,000 | 342,000 | 687,000 | 947,000 |
| Income tax | 12,000 | 27,000 | 42,000 | 52,000 |
| Net income | 139,000 | 315,000 | 645,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,238,000 | 6,151,000 | 6,420,000 | 6,611,000 |
| Total capital | 6,628,000 | 6,554,000 | 6,820,000 | 7,042,000 |
| Risk-weighted assets | 38,613,000 | 38,503,000 | 40,208,000 | 38,013,000 |