Call reports 2017
FIRST NATIONAL BANK OF DWIGHT — 2017
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,355,000 | 137,516,000 | 135,514,000 | 132,781,000 |
| Total loans | 32,736,000 | 34,132,000 | 35,091,000 | 38,636,000 |
| Allowance for loan losses | 388,000 | 390,000 | 391,000 | 373,000 |
| Securities available for sale | 59,990,000 | 59,269,000 | 59,257,000 | 56,958,000 |
| Securities held to maturity | 6,520,000 | 6,519,000 | 6,519,000 | 6,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,879,000 | 123,277,000 | 121,178,000 | 116,415,000 |
| Interest-bearing deposits | 108,775,000 | 104,429,000 | 103,230,000 | 97,423,000 |
| Noninterest-bearing deposits | 20,104,000 | 18,848,000 | 17,948,000 | 18,992,000 |
| Equity capital | 13,206,000 | 13,871,000 | 13,981,000 | 13,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,577,000 | 2,378,000 | 3,183,000 |
| Interest expense | 71,000 | 142,000 | 212,000 | 284,000 |
| Net interest income | 709,000 | 1,435,000 | 2,166,000 | 2,899,000 |
| Noninterest income | 146,000 | 286,000 | 457,000 | 652,000 |
| Noninterest expense | 671,000 | 1,342,000 | 2,041,000 | 2,735,000 |
| Provision for loan losses | 0 | 0 | 0 | -30,000 |
| Pretax income | 184,000 | 379,000 | 582,000 | 846,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 0 |
| Net income | 183,000 | 376,000 | 577,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,781,000 | 13,876,000 | 13,978,000 | 13,997,000 |
| Total capital | 14,169,000 | 14,266,000 | 14,369,000 | 14,370,000 |
| Risk-weighted assets | 43,756,000 | 44,007,000 | 44,627,000 | 46,678,000 |