Call reports 2016
FIRST NATIONAL BANK OF DWIGHT — 2016
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,957,000 | 118,992,000 | 127,883,000 | 137,234,000 |
| Total loans | 35,408,000 | 33,226,000 | 34,148,000 | 36,031,000 |
| Allowance for loan losses | 384,000 | 385,000 | 385,000 | 386,000 |
| Securities available for sale | 45,591,000 | 45,033,000 | 44,616,000 | 55,814,000 |
| Securities held to maturity | 6,522,000 | 6,522,000 | 6,521,000 | 6,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,881,000 | 103,802,000 | 112,864,000 | 124,117,000 |
| Interest-bearing deposits | 88,293,000 | 88,824,000 | 98,479,000 | 104,619,000 |
| Noninterest-bearing deposits | 14,588,000 | 14,978,000 | 14,385,000 | 19,498,000 |
| Equity capital | 14,637,000 | 14,985,000 | 14,868,000 | 12,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,382,000 | 2,060,000 | 2,792,000 |
| Interest expense | 63,000 | 123,000 | 183,000 | 251,000 |
| Net interest income | 627,000 | 1,259,000 | 1,877,000 | 2,541,000 |
| Noninterest income | 113,000 | 225,000 | 342,000 | 510,000 |
| Noninterest expense | 558,000 | 1,148,000 | 1,748,000 | 2,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 336,000 | 478,000 | 731,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 0 |
| Net income | 180,000 | 333,000 | 474,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,076,000 | 14,130,000 | 14,171,000 | 13,951,000 |
| Total capital | 14,460,000 | 14,515,000 | 14,556,000 | 14,337,000 |
| Risk-weighted assets | 46,077,000 | 42,616,000 | 43,810,000 | 45,875,000 |