Call reports 2014
FIRST NATIONAL BANK OF DWIGHT — 2014
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,171,000 | 129,180,000 | 123,794,000 | 122,720,000 |
| Total loans | 37,285,000 | 35,536,000 | 35,569,000 | 40,364,000 |
| Allowance for loan losses | 527,000 | 564,000 | 379,000 | 381,000 |
| Securities available for sale | 55,824,000 | 55,209,000 | 52,263,000 | 47,753,000 |
| Securities held to maturity | 6,650,000 | 6,647,000 | 6,646,000 | 6,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,264,000 | 111,325,000 | 105,585,000 | 99,084,000 |
| Interest-bearing deposits | 97,033,000 | 94,623,000 | 89,907,000 | 83,932,000 |
| Noninterest-bearing deposits | 17,231,000 | 16,702,000 | 15,678,000 | 15,152,000 |
| Equity capital | 14,343,000 | 14,249,000 | 14,394,000 | 14,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,465,000 | 2,161,000 | 2,849,000 |
| Interest expense | 78,000 | 152,000 | 218,000 | 285,000 |
| Net interest income | 662,000 | 1,313,000 | 1,943,000 | 2,564,000 |
| Noninterest income | 133,000 | 162,000 | 316,000 | 521,000 |
| Noninterest expense | 574,000 | 1,148,000 | 1,717,000 | 2,233,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -150,000 |
| Pretax income | 221,000 | 327,000 | 722,000 | 1,032,000 |
| Income tax | 4,000 | 5,000 | 7,000 | 7,000 |
| Net income | 217,000 | 322,000 | 715,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,081,000 | 14,086,000 | 14,380,000 | 13,989,000 |
| Total capital | 14,608,000 | 14,650,000 | 14,759,000 | 14,370,000 |
| Risk-weighted assets | 53,277,000 | 50,963,000 | 48,495,000 | 51,482,000 |