Call reports 2013
FIRST NATIONAL BANK OF DWIGHT — 2013
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,466,000 | 135,427,000 | 130,644,000 | 135,172,000 |
| Total loans | 39,314,000 | 39,468,000 | 40,399,000 | 43,847,000 |
| Allowance for loan losses | 492,000 | 492,000 | 461,000 | 453,000 |
| Securities available for sale | 70,113,000 | 63,545,000 | 58,688,000 | 56,539,000 |
| Securities held to maturity | 249,000 | 246,000 | 2,780,000 | 3,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,532,000 | 114,937,000 | 110,782,000 | 112,556,000 |
| Interest-bearing deposits | 108,363,000 | 100,087,000 | 96,599,000 | 96,560,000 |
| Noninterest-bearing deposits | 16,169,000 | 14,850,000 | 14,183,000 | 15,996,000 |
| Equity capital | 15,058,000 | 14,749,000 | 14,604,000 | 14,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,637,000 | 2,434,000 | 3,207,000 |
| Interest expense | 110,000 | 211,000 | 304,000 | 392,000 |
| Net interest income | 731,000 | 1,426,000 | 2,130,000 | 2,815,000 |
| Noninterest income | 187,000 | 389,000 | 588,000 | 862,000 |
| Noninterest expense | 620,000 | 1,262,000 | 1,885,000 | 2,486,000 |
| Provision for loan losses | 0 | 0 | -145,000 | -223,000 |
| Pretax income | 332,000 | 584,000 | 1,009,000 | 1,445,000 |
| Income tax | 5,000 | 8,000 | 16,000 | 19,000 |
| Net income | 327,000 | 576,000 | 993,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,250,000 | 14,400,000 | 14,716,000 | 13,965,000 |
| Total capital | 14,742,000 | 14,892,000 | 15,177,000 | 14,418,000 |
| Risk-weighted assets | 65,350,000 | 56,310,000 | 56,504,000 | 59,226,000 |