Call reports 2012
FIRST NATIONAL BANK OF DWIGHT — 2012
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,694,000 | 132,527,000 | 130,887,000 | 137,034,000 |
| Total loans | 48,332,000 | 46,444,000 | 45,331,000 | 45,683,000 |
| Allowance for loan losses | 590,000 | 581,000 | 763,000 | 446,000 |
| Securities available for sale | 60,254,000 | 57,687,000 | 55,229,000 | 52,769,000 |
| Securities held to maturity | 709,000 | 595,000 | 490,000 | 293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,094,000 | 109,789,000 | 108,545,000 | 112,672,000 |
| Interest-bearing deposits | 101,197,000 | 96,275,000 | 96,196,000 | 98,831,000 |
| Noninterest-bearing deposits | 13,897,000 | 13,514,000 | 12,349,000 | 13,841,000 |
| Equity capital | 15,475,000 | 14,631,000 | 14,903,000 | 14,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,023,000 | 2,961,000 | 3,840,000 |
| Interest expense | 159,000 | 307,000 | 448,000 | 573,000 |
| Net interest income | 889,000 | 1,716,000 | 2,513,000 | 3,267,000 |
| Noninterest income | 189,000 | 372,000 | 567,000 | 852,000 |
| Noninterest expense | 646,000 | 1,331,000 | 1,903,000 | 2,438,000 |
| Provision for loan losses | 200,000 | 1,192,000 | 1,373,000 | 1,724,000 |
| Pretax income | 232,000 | -431,000 | -140,000 | 13,000 |
| Income tax | 6,000 | -5,000 | 2,000 | -1,000 |
| Net income | 226,000 | -426,000 | -142,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,531,000 | 13,483,000 | 13,768,000 | 13,923,000 |
| Total capital | 15,121,000 | 14,064,000 | 14,531,000 | 14,369,000 |
| Risk-weighted assets | 76,257,000 | 72,115,000 | 69,266,000 | 69,828,000 |