Call reports 2011
FIRST NATIONAL BANK OF DWIGHT — 2011
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,283,000 | 124,783,000 | 124,742,000 | 129,633,000 |
| Total loans | 56,148,000 | 51,803,000 | 52,053,000 | 55,699,000 |
| Allowance for loan losses | 189,000 | 251,000 | 702,000 | 390,000 |
| Securities available for sale | 45,848,000 | 48,026,000 | 49,421,000 | 47,467,000 |
| Securities held to maturity | 1,592,000 | 1,434,000 | 1,220,000 | 851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,588,000 | 103,819,000 | 103,886,000 | 105,459,000 |
| Interest-bearing deposits | 93,016,000 | 91,888,000 | 92,098,000 | 93,049,000 |
| Noninterest-bearing deposits | 12,572,000 | 11,931,000 | 11,788,000 | 12,410,000 |
| Equity capital | 15,515,000 | 15,938,000 | 15,907,000 | 15,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,287,000 | 3,394,000 | 4,491,000 |
| Interest expense | 230,000 | 434,000 | 614,000 | 792,000 |
| Net interest income | 938,000 | 1,853,000 | 2,780,000 | 3,699,000 |
| Noninterest income | 159,000 | 340,000 | 473,000 | 692,000 |
| Noninterest expense | 586,000 | 1,175,000 | 1,750,000 | 2,307,000 |
| Provision for loan losses | 45,000 | 120,000 | 570,000 | 726,000 |
| Pretax income | 466,000 | 898,000 | 933,000 | 1,358,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 23,000 |
| Net income | 459,000 | 883,000 | 911,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,520,000 | 14,743,000 | 14,571,000 | 14,403,000 |
| Total capital | 14,709,000 | 14,994,000 | 15,273,000 | 14,793,000 |
| Risk-weighted assets | 80,121,000 | 76,408,000 | 77,515,000 | 79,270,000 |