Call reports 2010
FIRST NATIONAL BANK OF DWIGHT — 2010
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 121,826,000 | 120,905,000 | 127,170,000 | 123,372,000 |
| Total loans | 52,592,000 | 53,209,000 | 51,570,000 | 59,424,000 |
| Allowance for loan losses | 181,000 | 222,000 | 221,000 | 146,000 |
| Securities available for sale | 46,395,000 | 45,303,000 | 47,068,000 | 38,409,000 |
| Securities held to maturity | 2,845,000 | 2,557,000 | 2,327,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,009,000 | 100,062,000 | 102,619,000 | 98,276,000 |
| Interest-bearing deposits | 90,720,000 | 88,861,000 | 90,433,000 | 87,434,000 |
| Noninterest-bearing deposits | 10,289,000 | 11,201,000 | 12,186,000 | 10,842,000 |
| Equity capital | 14,314,000 | 14,778,000 | 15,489,000 | 15,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,466,000 | 3,665,000 | 4,880,000 |
| Interest expense | 351,000 | 666,000 | 943,000 | 1,189,000 |
| Net interest income | 899,000 | 1,800,000 | 2,722,000 | 3,691,000 |
| Noninterest income | 174,000 | 233,000 | 414,000 | 622,000 |
| Noninterest expense | 651,000 | 1,227,000 | 1,813,000 | 2,473,000 |
| Provision for loan losses | 60,000 | 120,000 | 140,000 | 65,000 |
| Pretax income | 362,000 | 686,000 | 1,183,000 | 1,853,000 |
| Income tax | 5,000 | 10,000 | 18,000 | 22,000 |
| Net income | 357,000 | 676,000 | 1,165,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,349,000 | 13,674,000 | 14,163,000 | 14,260,000 |
| Total capital | 13,530,000 | 13,896,000 | 14,384,000 | 14,406,000 |
| Risk-weighted assets | 76,525,000 | 75,424,000 | 77,684,000 | 81,741,000 |