Call reports 2005
FIRST NATIONAL BANK OF DWIGHT — 2005
What FIRST NATIONAL BANK OF DWIGHT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 93,783,000 | 93,415,000 | 92,075,000 | 90,653,000 |
| Total loans | 42,822,000 | 44,199,000 | 47,528,000 | 47,480,000 |
| Allowance for loan losses | 229,000 | 223,000 | 223,000 | 216,000 |
| Securities available for sale | 30,490,000 | 28,585,000 | 26,332,000 | 24,143,000 |
| Securities held to maturity | 972,000 | 2,001,000 | 1,979,000 | 3,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,437,000 | 77,267,000 | 76,050,000 | 74,232,000 |
| Interest-bearing deposits | 70,367,000 | 70,463,000 | 69,004,000 | 66,354,000 |
| Noninterest-bearing deposits | 7,070,000 | 6,804,000 | 7,046,000 | 7,878,000 |
| Equity capital | 13,604,000 | 13,618,000 | 13,855,000 | 13,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,016,000 | 3,092,000 | 4,217,000 |
| Interest expense | 291,000 | 596,000 | 917,000 | 1,262,000 |
| Net interest income | 688,000 | 1,420,000 | 2,175,000 | 2,955,000 |
| Noninterest income | 125,000 | 255,000 | 390,000 | 564,000 |
| Noninterest expense | 483,000 | 982,000 | 1,490,000 | 2,162,000 |
| Provision for loan losses | -7,000 | -13,000 | -19,000 | -25,000 |
| Pretax income | 387,000 | 755,000 | 1,143,000 | 1,485,000 |
| Income tax | 21,000 | 29,000 | 37,000 | 59,000 |
| Net income | 366,000 | 726,000 | 1,106,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,127,000 | 13,087,000 | 13,267,000 | 12,965,000 |
| Total capital | 13,856,000 | 13,811,000 | 14,025,000 | 13,713,000 |
| Risk-weighted assets | 56,718,000 | 56,909,000 | 59,551,000 | 58,913,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF DWIGHT — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.