Call reports 2012
SERVBANK, NATIONAL ASSOCIATION — 2012
What SERVBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,419,000 | 131,554,000 | 131,500,000 | 125,340,000 |
| Total loans | 100,081,000 | 95,364,000 | 94,537,000 | 92,326,000 |
| Allowance for loan losses | 1,675,000 | 1,738,000 | 1,674,000 | 1,701,000 |
| Securities available for sale | 18,813,000 | 13,463,000 | 18,406,000 | 16,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,294,000 | 115,793,000 | 115,642,000 | 110,731,000 |
| Interest-bearing deposits | 102,891,000 | 101,610,000 | 100,955,000 | 96,096,000 |
| Noninterest-bearing deposits | 14,403,000 | 14,184,000 | 14,687,000 | 14,636,000 |
| Equity capital | 8,193,000 | 8,434,000 | 8,480,000 | 8,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,192,000 | 4,722,000 | 6,261,000 |
| Interest expense | 494,000 | 979,000 | 1,370,000 | 1,661,000 |
| Net interest income | 1,110,000 | 2,213,000 | 3,352,000 | 4,600,000 |
| Noninterest income | 186,000 | 387,000 | 509,000 | 695,000 |
| Noninterest expense | 1,261,000 | 2,595,000 | 3,847,000 | 5,059,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 370,000 |
| Pretax income | 69,000 | 139,000 | 289,000 | 412,000 |
| Income tax | 19,000 | 44,000 | 105,000 | 44,000 |
| Net income | 50,000 | 95,000 | 184,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,166,000 | 7,851,000 | 7,967,000 | 7,723,000 |
| Total capital | 9,338,000 | 8,975,000 | 9,085,000 | 8,809,000 |
| Risk-weighted assets | 93,278,000 | 89,423,000 | 88,864,000 | 86,285,000 |