Call reports 2006
SERVBANK, NATIONAL ASSOCIATION — 2006
What SERVBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,265,000 | 164,303,000 | 161,501,000 | 159,489,000 |
| Total loans | 142,247,000 | 143,219,000 | 143,529,000 | 139,087,000 |
| Allowance for loan losses | 764,000 | 829,000 | 878,000 | 875,000 |
| Securities available for sale | 9,131,000 | 8,585,000 | 8,486,000 | 8,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,894,000 | 114,659,000 | 114,064,000 | 110,798,000 |
| Interest-bearing deposits | 108,151,000 | 106,245,000 | 105,033,000 | 101,362,000 |
| Noninterest-bearing deposits | 8,742,000 | 8,414,000 | 9,031,000 | 9,436,000 |
| Equity capital | 11,188,000 | 12,255,000 | 12,565,000 | 12,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,642,000 | 7,150,000 | 9,635,000 |
| Interest expense | 1,158,000 | 2,452,000 | 3,877,000 | 5,308,000 |
| Net interest income | 1,078,000 | 2,190,000 | 3,273,000 | 4,327,000 |
| Noninterest income | 206,000 | 429,000 | 633,000 | 847,000 |
| Noninterest expense | 1,030,000 | 2,070,000 | 3,044,000 | 4,051,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 209,000 | 459,000 | 727,000 | 943,000 |
| Income tax | 76,000 | 168,000 | 255,000 | 322,000 |
| Net income | 133,000 | 291,000 | 472,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,364,000 | 12,522,000 | 12,703,000 | 12,853,000 |
| Total capital | 12,128,000 | 13,351,000 | 13,581,000 | 13,728,000 |
| Risk-weighted assets | 120,328,000 | 123,653,000 | 124,525,000 | 123,040,000 |