Call reports 2005
SERVBANK, NATIONAL ASSOCIATION — 2005
What SERVBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 145,177,000 | 142,772,000 | 145,744,000 | 153,110,000 |
| Total loans | 124,272,000 | 124,582,000 | 128,063,000 | 136,975,000 |
| Allowance for loan losses | 627,000 | 619,000 | 631,000 | 709,000 |
| Securities available for sale | 13,793,000 | 10,809,000 | 10,265,000 | 9,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,516,000 | 106,215,000 | 102,906,000 | 118,944,000 |
| Interest-bearing deposits | 91,683,000 | 97,512,000 | 94,462,000 | 109,216,000 |
| Noninterest-bearing deposits | 7,833,000 | 8,703,000 | 8,444,000 | 9,728,000 |
| Equity capital | 9,748,000 | 9,955,000 | 11,010,000 | 11,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,540,000 | 5,438,000 | 7,525,000 |
| Interest expense | 788,000 | 1,681,000 | 2,626,000 | 3,702,000 |
| Net interest income | 936,000 | 1,859,000 | 2,812,000 | 3,823,000 |
| Noninterest income | 289,000 | 362,000 | 546,000 | 751,000 |
| Noninterest expense | 1,014,000 | 1,807,000 | 2,720,000 | 3,687,000 |
| Provision for loan losses | 35,000 | 65,000 | 107,000 | 152,000 |
| Pretax income | 176,000 | 352,000 | 534,000 | 738,000 |
| Income tax | 66,000 | 126,000 | 192,000 | 265,000 |
| Net income | 110,000 | 226,000 | 342,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,868,000 | 9,986,000 | 11,102,000 | 11,301,000 |
| Total capital | 10,495,000 | 10,605,000 | 11,733,000 | 12,010,000 |
| Risk-weighted assets | 98,609,000 | 98,928,000 | 106,615,000 | 115,142,000 |