Call reports 2004
SERVBANK, NATIONAL ASSOCIATION — 2004
What SERVBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 127,878,000 | 131,986,000 | 143,638,000 | 143,672,000 |
| Total loans | 109,027,000 | 113,892,000 | 119,262,000 | 121,715,000 |
| Allowance for loan losses | 624,000 | 598,000 | 622,000 | 631,000 |
| Securities available for sale | 8,213,000 | 7,109,000 | 16,480,000 | 15,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,564,000 | 84,806,000 | 101,223,000 | 100,788,000 |
| Interest-bearing deposits | 74,591,000 | 76,240,000 | 93,081,000 | 91,222,000 |
| Noninterest-bearing deposits | 7,972,000 | 8,566,000 | 8,142,000 | 9,566,000 |
| Equity capital | 10,064,000 | 10,573,000 | 9,663,000 | 9,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,850,000 | 4,370,000 | 6,119,000 |
| Interest expense | 480,000 | 980,000 | 1,592,000 | 2,332,000 |
| Net interest income | 990,000 | 1,870,000 | 2,778,000 | 3,787,000 |
| Noninterest income | 176,000 | 1,380,000 | 1,464,000 | 1,703,000 |
| Noninterest expense | 827,000 | 1,726,000 | 2,451,000 | 3,443,000 |
| Provision for loan losses | 75,000 | 90,000 | 171,000 | 216,000 |
| Pretax income | 264,000 | 1,434,000 | 1,620,000 | 1,831,000 |
| Income tax | 103,000 | 559,000 | 627,000 | 706,000 |
| Net income | 161,000 | 875,000 | 993,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,995,000 | 10,612,000 | 9,624,000 | 9,759,000 |
| Total capital | 10,619,000 | 11,210,000 | 10,246,000 | 10,390,000 |
| Risk-weighted assets | 90,856,000 | 92,563,000 | 96,577,000 | 98,463,000 |