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Call report 2014Q1

BALLSTON SPA NATIONAL BANK — 2014Q1

The 22 measures BALLSTON SPA NATIONAL BANK reported to the FFIEC for 2014Q1, each linked to its source filing.

PERIOD: 2014Q1SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/55b86c4a-6ee5-42b2-8d32-b70248035b3e/2014Q1

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets421,754,000USDevidence →
Total loans263,312,000USDevidence →
Allowance for loan losses4,295,000USDevidence →
Securities available for sale79,573,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits350,654,000USDevidence →
Interest-bearing deposits302,512,000USDevidence →
Noninterest-bearing deposits48,142,000USDevidence →
Equity capital34,612,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income3,519,000USDevidence →
Interest expense398,000USDevidence →
Net interest income3,121,000USDevidence →
Noninterest income713,000USDevidence →
Noninterest expense2,848,000USDevidence →
Provision for loan losses30,000USDevidence →
Pretax income956,000USDevidence →
Income tax232,000USDevidence →
Net income724,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital34,118,000USDevidence →
Total capital37,529,000USDevidence →
Risk-weighted assets261,119,000USDevidence →

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